11 September 2025
The protection you get on credit card purchases – explained
Section 75 of the Consumer Credit Act 1974 offers important protection when you use your credit card to buy goods or services costing between £100 and £30,000. If something goes wrong, the credit card company is jointly liable with the retailer. This means you are not left relying solely on the shop or service provider to put things right. You may be able to make a claim if an item never arrives,... Read more